Jack Ma's latest Jack Ma: Jack Ma has enlarged his moves again! This time, he has focused on a

Curiosity always drives us to pay attention to the latest developments on the internet, and today, let's focus ononeIn recent high-profile internet events,oneLet's have a good conversation.

Jack Ma has enlarged his moves again! This time, he's on target1A brand new field: Life insurance. Previously, internet giants alsoabsenceNo ginsengtakeThe insurance industry, but1It is generally concentrated in the fields of property insurance such as car insurance, liability insurance, and accident insurance, but it has little influence on the real gold mine - life insurance, while everyone is still discussing the internet industryabsenceWhen switching to life insurance, undercover agent LiangtemporaryJack Ma suddenly killed1A comeback: steady, accurate, and ruthless1The knife has penetrated into the field of health insurance.

Recently, Alipay has increased1New features: 1. For consumers under 60 years old, every1Pay offline and you can receive it1The amount of health insurance coverage can vary depending on the number of payments madeabsenceCut Accumulation 2. This "minimalist version" of major illness insurance will take effect after clicking to claim itabsenceMedical examination required, insurance period1Year,period1Once diagnosed with one of the 25 most common major diseases stipulated by the state1, you can directly apply for online claims settlement in Alipay.

3. The process of settling a claim is also relatively simple. Fill in the diagnosed disease information, submit proof materials, and complete the claim once the identity and materials are confirmed to be true.

According to public information, a health insurance gift program was launched in mid April, with a total of 13 million people in 20 daysautomaticTo receive health insurance, the vast majority of them are those born in the 1990s who have been in contact with health insurance for the first time. After acquiring Cathay Pacific Property and Casualty Insurance and establishing mutual insurance, they have continuously attracted executives with years of experience in managing large insurance companies, led their internet insurance sector, proposed the concept of "insured households", and personally delivered keynote speeches to the Insurance Regulatory Commission. Let's take a look at the layout of Alibaba's insurance industry in recent years and Jack Ma's public statements on insurance, It can be seen that Alibaba exerts great force on insurance.

Recently, Ma Yun is taking credit as the line and Alipay as the needle to transform cashless society, real estate and Internet medicineTreatment, sharing economy, internet finance and insurance, etc1Granular beads, perfectly linked, Jack Ma is weaving1Overall situation1Bureau: There is no need for intermediaries to rent houses online, and no deposit. On March 29, Alipay announced that it officially launched a deposit free service for renting houses, allowing problems such as deposit, intermediary fees, and false housing sourcesabsenceFurther troubles every1A wandering young man.

Second round: Disrupting traditional hospital payment models. On April 27th, China1Provincial Internet Hospital Officially BornabsenceIt's someone else, it's Ma Yun who teamed up with Wuhan CitycenterHospitals jointly create and sesame credit is also applied in the medical industry, launching the "diagnosis and treatment before payment" sesame credit score of over 650 users, eliminating all queuing and payment processes, and allowing them to pay back after seeing a doctor.

At present, the limit for each user to receive diagnosis and treatment before paying is 3000 yuan, which is applicable to all outpatient projects (registration, testing, drugs, etc.). This is a substantial change that has never been made in the history of Chinese hospitalsThe vision of a 'future hospital' is currently underway1Step by step to achieve the goal of3Bureau: Tong1On May 1st, Ant Financial announced that,takeSix shared bicycles, including ofo, Yong'anxing, Xiaolan, Hellobike, Funbike, and Uber, have reached cooperation.

This means that in the future, users can use these six shared bicycles without their own apps. They can ride without deposit by virtue of their credit. In the future, except for Mobike, there is no difference in the Jianghu between the so-called "Little Yellow Bike", "Little Blue Bike" and "Little Green Bike". All of them are the fourth round of Alipay Bike: the minimalist version of major disease insurance.

In August 2016, Jack Ma went to the China Insurance Regulatory Commission to attend the 2016 China Insurance Industry Development Annual Conference and delivered a keynote speech: "If we look at serving 1.3 billion insured people, today's insurance companyabsenceToo much, but too little; Insurance productsabsenceToo much, but too little; Types of insuranceabsenceToo much, but too little in the past, if the insurance service is 20%Our customers have served 20% of their insurance needs, so next, we should consider how to make the remaining 80% of people enjoy real insurance coverage.

”Insurance has the most opportunity to return to the essence of "protection" and its original mission. It is truly a public welfare mentality, and unfortunately, many businesses have reversed their business practices. This is also a landmark event that Alibaba has listed insurance as a strategic height. Subsequently, Alibaba gradually penetrated and accelerated in the insurance field, leading internet giants in laying out the insurance industry.

And more cleverly, in the future, Ma Yun's1What is the most needed for health insurance and life insurance, which are organically linked?1One, it's the customer's health condition Another1It is about customer medical arrangements and fee control1On the one hand, through Taobao, Tmall, and shared bicycles, Jack Ma has mastered a large amount of big data on customer activity scope, physical condition, health status, and other aspects, which can effectively analyze customers.

another1Through Jack MaabsenceEven a large internet hospital can comprehensively manage customer medical treatment and fees. The foundation of Alibaba lies in credit. In terms of credit technology, it extends to transaction integrity and security constraints. Service credit is a scarce resource and also1Cultivating productivity because it can overdraw the future, consume and invest in advance, and leverage to drive economic development.

This is exactly the strength of Alipay. Everyone is watching the beauty! These“1belt1The beautiful scenery along the road makes you1I've had a great time watching it! Beautiful to suffocate! “1belt1The "Road" literary and artistic evening party has exploded in the circle of friends! “1belt1

Editor of China Economic Network: Meng Lingxiu

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